Free Online Calculators for India

Loan, investment, tax and everyday calculators — each one on its own page with the formula explained. Everything runs in your browser, so the numbers you type never leave your device.

Loans

EMI Calculator

Use this EMI calculator to find the fixed monthly instalment for any reducing-balance loan — home loan, car loan, personal loan, g…

Investing

SIP Calculator

A Systematic Investment Plan (SIP) invests a fixed amount every month in a mutual fund. This SIP calculator shows what your monthl…

Savings

FD Calculator

A fixed deposit pays a fixed interest rate for a fixed period. Most Indian banks compound FD interest quarterly, which is what thi…

Savings

RD Calculator

A recurring deposit lets you deposit a fixed amount every month at a fixed rate — useful when you want FD-like safety but do not h…

Savings

PPF Calculator

The Public Provident Fund is a government-backed, 15-year savings scheme with annual compounding and tax-free interest. Enter the …

Tax

GST Calculator

Work out GST both ways: add GST to a base price to get the invoice value, or strip GST out of a price that already includes it. Th…

Tax

Income Tax Calculator (New Regime)

Estimate the income tax on your salary or business income under the default new tax regime. The calculator applies the standard de…

Salary

CTC to In-Hand Salary Calculator

Your cost to company is not what reaches your bank account. This calculator breaks a CTC into basic pay, HRA, employer PF, gratuit…

Basics

Simple Interest Calculator

Simple interest is charged only on the original principal, never on accumulated interest. It is used for many short-term loans, so…

Basics

Compound Interest Calculator

Compound interest pays interest on your interest. Choose how often the interest is compounded — yearly, half-yearly, quarterly or …

Basics

Percentage Calculator

Three common percentage jobs in one place: find a percentage of a number, express one number as a percentage of another (handy for…

Utility

Age Calculator

Find your exact age from your date of birth — useful when filling government forms, exam applications and scheme eligibility check…

Loans

Home Loan Eligibility Calculator

Banks decide your home loan amount from the EMI you can afford. They typically allow total EMIs of 40%–55% of net monthly income, …

Frequently asked questions

Are these calculators free?

Yes. Every calculator on UPDigital is free, needs no signup and has no usage limit.

Do you store the numbers I enter?

No. Each calculator runs entirely in your browser using JavaScript. Nothing you type is sent to our server.

How accurate are the results?

The formulas are the standard ones banks and tax rules use, so the figures match closely. Fees, exact disbursal dates, surcharge and bank-specific rules can create small differences, so treat the output as a planning estimate.

Looking for government paperwork instead? Browse the government service guides. Government Services